Mortgage for BISF Steel Framed House

We can arrange mortgages on BISF “British steel frame houses,” and in most cases at normal rates.  Right to buy up to 100%, you do not need a PRC certificate, call one of our mortgage team to see how we can help…

Council Right To Buy / Housing Association

Why not buy the house you already live in.

Right-to-Buy mortgages up to 100% of the purchase price. So if you qualify for the maximum right-to-buy discount, you only need to find funds to cover any fees or charges.

  • Mortgages up to 100% available for Right to buy
  • Buy your council house, flat or maisonette!
  • Properties that are less than 100% perfect condition – we can help
  • We calculate how much you can afford
  • County Court Judgments & Defaults accepted
  • Release cash to improve your home!
  • We take care of all the paperwork
  • CAN ALL BE COMPLETED OVER THE PHONE

Under the Council Right to Buy scheme, you can buy your BISF Steel Framed House at a price lower than the full market value.
This is because the length of time you have spent as a tenant entitles you to a discount.
Council tenants with two years’ qualifying time may have the right to buy their home. You will get a discount on the valuation price depending on how long you have been a tenant.

There are different types of steel framed house, one of the most popular built was BISF (British Steel Framed House), which was mass-produced shortly after the end of the Second World War by the British Iron and Steel Federation (BISF). The intention was to provide quickly erectable, affordable housing for those who had been displaced from the inner cities, as well as providing housing for returning military members. There were around 40,000 BISF houses built in the post-war period. Other well-known steel framed houses include the Lowton Cubitt Houses & Adams Steel framed & Clad house

Mortgage for these properties can sometimes be difficult as there are some key issues they share that are associated with BISF construction houses and the materials used in the building, they were in the main constructed at the same time, these issues including corrosion of metal on exterior walls and asbestos in roofs, some lenders are cautious when considering lending on these properties.

Turned down by high street lenders? Have a less than perfect or no credit history? We can help..

We’ve helped many eligible people in council and housing association properties to buy their home, whether they have less than perfect credit histories, or because high street lenders will not lend on the property type they’re renting. We are able to consider your individual circumstances, not just your credit profile. So if you’ve had previous problems, or live in a non-standard property, you could still qualify for a Right-to-Buy mortgage from us.

Try the Right to buy Calculator

Mortgage Solutions has access to companies who will lend on Non - Standard Construction properties,these can be concrete, prefabricated, Steel frame houses regardless of whether they have been repaired or not.

Funding is available to people who wish to purchase or remortgage.

AGM Modular, Airey, Adams, Boot, Boswell, Bryant, Cornish, Cornish Bungalow, Dorran, Dyke, Gregory, Hawksley SGS, HBL Bungalow, Lilleshall, Myton House, Newland, Orlit, Parkinson, Reema Hollow Panel, Reema Conclad, Schhindler, Smith, Stent, Stonecret, Terran, Underdown, Unity, Butterley, Wates, Wessex, Weir, Winget, Whitson Fairhurst, Woolaway House, Woolaway Bungalow, Waller,

Properties in Scotland,Blackburn Orlit House,Boot House,Dorran House,Lileshall House,Lindsay House,Myton Clyde House,Orlit House,Tarran House,Tarran Clyde House,Beam,Unitroy House,Whitson Fairhurst House,Winget House. regardless of whether they have been repaired.

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Please call us for more information

01305776311