HMRC SA302 & Tax Year Overviews for getting a Mortgage if you are self-employed
Print your online Self Assessment Account
Buying a house and applying for a mortgage can be stressful. You will need to evidence your income with the self-declared tax on your SA302 & Tax Year Overviews.
An HMRC SA302 & Tax Year overviews will be required for any given year requested. Please read below for some guidance on what you need to do when to get hold of these documents.
Why do I need the Tax year overview
Adding the Tax Year Overview as evidence addresses the Financial Conduct Authority’s concerns about the robustness of the Tax Calculation
How do I obtain this information?
HM Revenue & Customs (HMRC) provides the information online. Type in HMRC Online Services and you will see the same login page you used to submit your self-assessment.
Paper originals can be provided if you do not have access to the internet. These can be ordered by you (or your Accountant) from HRMC (0300 200 3310).
A combination of online and paper versions are acceptable.
SA302s (Tax Calculations)
Please ensure the following details are visible in the online SA302:
- HMRC logo
- Unique Tax Reference (UTR)
- Your name
- Tax year
How to print a SA302 Tax Calculation (online)from your HMRC online account
- Log into the HMRC online account (go to www.online.hmrc.gov.uk)
- Select ‘Self Assessment’ (if you are only registered for Self Assessment then you will automatically be directed to this screen)
- Follow the link ‘View Your Tax Return
- Follow the link ‘tax return options’
- Choose the year from the drop-down menu and click the ‘Go’ button
- Click the ‘view return’ button
- Follow the link ‘view calculation’
- Follow the link ‘view and print your calculation’
- Follow the link at the bottom of the page to ‘print your full calculation’
Tax Year Overviews
An additional HMRC online document called a Tax Year Overview will be required to verify that the SA302 information is correct, whether using online or paper-based SA302s.
The Tax Year Overview is produced by HMRC after the customer has submitted their self-assessment tax return. It shows the amount of tax due to be paid directly to HMRC or any available amount for a refund for a given tax year.
How to print a Tax Year Overview (online) from your HMRC online account
- Log into the HMRC online account (go to www.online.hmrc.gov.uk)
- Select ‘Self Assessment’ (if you are only registered for Self Assessment then you will automatically be directed to this screen)
- Follow the link ‘Self Assessment Overview’
- Follow the link ‘view account’
- Follow the link ‘tax years’
- Choose the year from the drop-down menu and click the ‘Go’ button
- Follow the link print your Tax Year Overview