Mortgages High Rise Flats Apartments
We can arrange mortgages on most types of non-standard construction high rise apartments, flats and towerblock’s RTB (Right to buy), up-to 100% call one of our mortgage team to see how we can help…
With the need to build in small spaces as demand for property increase, it’s no surprise that many new builds are going skywards. As more people live in high rise accommodation getting a mortgage for flats with more the five floor can be difficult.
- Mortgages up to 100% available for Right to buy
- High Rise properties even if it’s over 6 floors
- Properties that are less than 100% perfect condition – we can help
- We calculate how much you can afford
- We will get you a mortgage approval before you make an offer
- We will keep your estate agent up to date
Most properties of non-standard construction (high rise flats, concrete houses, concrete bungalows etc) will appear on what is known as the defective list and therefore are not deemed mortgageable unless they have been repaired’.
This means that the non-standard construction property has been repaired to a certain standard.
A non-standard construction type is anything that deviates from the standard construction type definition. The standard definition is a house, flat or high rise apartment built from brick and/or block walls. They usually also have standard pitched and tiled roofing and concrete foundations.
All lenders have their own underwriting requirements for these types of properties as these properties are seen defected properties.
If you’re finding to difficult to find a mortgage. Let us help you. We should be able to get an idea of what options are available. We’re a whole of market and have a strong knowledge of this area.
Turned down by high street lenders? Have a less than perfect or no credit history? We can help..
We’ve helped many eligible people in council and housing association properties to buy their home, whether they have less than perfect credit histories, or because high street lenders will not lend on the property type they’re renting. We are able to consider your individual circumstances, not just your credit profile. So if you’ve had previous problems, or live in a non-standard property, you could still qualify for a Right-to-Buy mortgage.
Mortgage Solutions has access to companies who will lend on Non - Standard Construction properties,these can be concrete, prefabricated, Steel frame houses regardless of whether they have been repaired or not.
Funding is available to people who wish to purchase or remortgage.
AGM Modular, Airey, Adams, Boot, Boswell, Bryant, Cornish, Cornish Bungalow, Dorran, Dyke, Gregory, Hawksley SGS, HBL Bungalow, Lilleshall, Myton House, Newland, Orlit, Parkinson, Reema Hollow Panel, Reema Conclad, Schhindler, Smith, Stent, Stonecret, Terran, Underdown, Unity, Butterley, Wates, Wessex, Weir, Winget, Whitson Fairhurst, Woolaway House, Woolaway Bungalow, Waller,
Properties in Scotland,Blackburn Orlit House,Boot House,Dorran House,Lileshall House,Lindsay House,Myton Clyde House,Orlit House,Tarran House,Tarran Clyde House,Beam,Unitroy House,Whitson Fairhurst House,Winget House. regardless of whether they have been repaired.
Please call us for more information