Why get a free Equifax credit report before getting a mortgage?
As soon as you start thinking about moving or buying you should get a copy of your credit file, as your credit history is more relevant than ever when looking at which lenders you may or may not be eligible for.
Knowing what’s on your file is an absolute must, especially if you know you’ve had any missed payments, or any other credit issues.
Also if there are any issues that can be dealt with properly prior to you finding a property will increase your options and the number of lenders open to you.