How the Mortgage Payment Premium Insurance works

  • You choose the amount of monthly cover you need to protect your mortgage payment and any related life assurance and/or household insurance premiums
  • You choose the type of cover you need
  • You choose how long you want to wait before you want to start to receive benefits under the policy
  • You pay your premium as it falls due
  • We pay a fixed monthly benefit for up to twelve months if you are unable to work due to unemployment or disability